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Cornerstone Legacy Partners: Protecting Your Wealth And Legacy With Customized Asset Protection Solutions.
We leverage the very best Long-Term Care, Annuity, Disability, and Life Insurance products available.
What Is Asset-Based Long-Term Care Insurance?
At Cornerstone Legacy Partners, we offer Asset-Based Long-Term Care Insurance (LTCi), which combines life insurance or annuities with long-term care protection. This unique hybrid provides both security and flexibility, helping preserve your wealth and ensure the care you need without the worry of "use it or lose it" policies.
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Long term care insurance is offered in many ways from traditional LTC, to Asset based LTC aka (Linked Benefit LTC & Hybrid LTC).
At CLP we demystify the options and provide our clients with TAX Free benefits for future needs.
Things to consider:
Duration - How long do you want to be covered for? (Family history plays a role in this decision)
Amount (dollar amount) - How much coverage do you want per month? (This will depend on Location and type of care)
Funding - How do you want to Pay for it? (There are multiple options)
As always with any of our custom solutions we will ask: "What is the purpose of this money and what do you want it to accomplish?"
What is an Annuity?
Simply put, it’s a self-funded personal pension plan. An annuity is a financial product designed to provide a steady income stream, typically used for retirement. Through Cornerstone Legacy Partners, you invest a sum with a guaranteed return, allowing you to receive periodic payments for a specified time or for life.
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There are many annuity solutions that provide upside growth with downside protection.
Imagine going to Vegas, and you participate in all the wins but avoid the losses!
This strategy helps secure your financial future, ensuring a stable income when you need it most.
We will help you navigate between all the different types of annuities from MYGA's, SPIA's & DIA's, to Fixed & Fixed Indexed annuities.
We will decipher which ones are leveraged for Income and which one's leverage for Accumulation.
There are creative options for IRA's and 401k rollovers.
Always ask yourself-
"What is the purpose of this money and what do you want it to accomplish?"
What is Disability Insurance?
Disability insurance (DI) is often referred to as the ‘death of income,’ as it steps in to replace your income when you’re temporarily unable to work due to a physical or mental disability. It provides financial protection by covering a portion of your income during periods of illness or injury.
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At Cornerstone Legacy Partners, our DI coverage helps you maintain financial stability in challenging times, ensuring you can cover vital expenses and protect your lifestyle while focusing on recovery.
Professional athletes, independent business owners, trades people & entrepreneurs like doctors, carpenters, electricians, plumbers, and other's particularly benefit from DI, as it safeguards their income during the healing process.
"What is the purpose of this money and what do you want it to accomplish?"
What is Life Insurance?
Life insurance is a game changer that can alter generations forever. It provides peace of mind by ensuring financial security for your loved ones after you’re gone. At Cornerstone Legacy Partners, our policies offer flexible options to protect your family’s future, covering expenses, debts, and other needs.
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Life insurance serves as a vital tool for income replacement for families, funding college tuition, setting up tax-free retirement plans or paying off mortgages.
For businesses, it can provide keyman insurance to cover the loss of essential personnel or facilitate buy-sell agreements to clarify ownership transitions in family businesses.
It’s a lasting way to safeguard your legacy and provide support when it’s needed most.
We will clarify the differences between Term Life, Guaranteed Universal Life (GUL), Universal Life (UL), Indexed Universal Life (IUL), Variable Universal Life (VUL) & Whole Life. When to use which one and why?
"What is the purpose of this money and what do you want it to accomplish?"
Why Plan for Long-Term Care Now?
At cornerstone Legacy partners we prepare you for the moment "when what if becomes what now?” Long-term care costs can arise unexpectedly, placing a significant burden on your finances. Planning ahead with LTCi not only protects your savings but also ensures that you can maintain your quality of life without compromising your family’s legacy. Don’t wait until it’s too late—secure your future today.
Expert Guidance You Can Trust
With nearly a decade of experience, Jeff has provided families close to a billion dollars in coverage. His hands-on approach ensures that you understand your options and feel confident in your decisions. Jeff’s experience means you’re in trusted hands, every step of the way. We explore your "BIG FOUR" -
your goals
your income
your expenses
and your assets
Success Stories: Real Families, Real Results
Families across the country have entrusted us with securing their financial futures. From preserving estates to protecting legacies, our clients have benefited from personalized LTCi solutions. Their success stories demonstrate the peace of mind that comes from working with Cornerstone Legacy Partners.
Customized Solutions for Every Family
We understand that no two families are the same. Jeff Sather and his team specialize in creating personalized plans that are tailored to meet your specific needs. Whether you’re planning for yourself or a loved one, Jeff and his team will guide you through every step, ensuring a plan that fits your family’s goals.
Proven System: "Jeff’s Notes"
"Jeff’s Notes" is a highly respected and sought-after system designed to simplify long-term care planning. With years of proven success, Jeff has developed strategies that help families and professionals alike navigate LTCi options. When you choose us, you gain access to this valuable resource and expert guidance.
Don’t leave your future to chance.
Schedule a consultation with us today, and we’ll help you build a plan that protects your wealth, your family, and your legacy. Whether in-person or over Zoom, we’ll guide you through a stress-free process to secure the coverage you deserve.